Dow Financial, Inc.,
was organized and incorporated in 1998 under the laws of the
State of Illinois. We are a sales finance agency specializing
in secondary non-prime consumer financial services. Our niche
market caters to consumer installment financing. The above
average growth of Dow is due to the targeted marketing strategics
to retail sales vendors and its experienced finance professionals.
Management has in excess of 45 years experience in this particular
financial field. Dow currently purchases retail installment
contracts from dealers of household appliances located in
over 30 states. Investigations into other product lines to
finance are on going and Dow will eventually conduct marketing
research that includes population and income demographics,
regulatory issues, on site visitation and introductory sales
calls. The conclusion reached from such research will enable
the company to estimate the earning potential for areas of
high traffic density.
customers satisfaction is important to us and innovative methods
for making their payments to Dow have been implemented such
as; Check(s) by Phone, Electronic Fund Transfers, Debit Card
Payments, Visa, Master Charge and Western Union Quick Collect.
A "Fresh Start" program is available for delinquent
customers that have successfuly completed a three month re-payment
program. Monthly reporting to the three major credit bureaus
offers an opportunity for all of our customers to establish
or re-establish a good payment record with future credit usage
staff is available to our customers and dealers Monday through
Saturday. We are constantly enacting new policies and procedures
to enhance our current method of operation. We hope you will
not hesitate to contact us via e-mail or telephone to discuss
any questions or concerns you may have.
The single largest asset Dow Financial,
Inc., has is the dedicated,
professional, innovative staff. We are proud of the energy
individualism each brings to their position(s).
Our Management consists of:
Director Of Operations - Kathleen
Credit Analyst - Maria